Best Term Insurance Plans With Claim Settlement Ratio In Hindi 2019

0

Best Term Insurance Plans With Claim Settlement Ratio In Hindi

Aaj sabhi ko insurance ki jarurat hai kyoki ek person ko insurance ki jarurat khud liye to hoti hai lekin sabse jyada jaruri uski family ke liye hai kyoki yadi ek family yadi ek person kmane wala hai aur aur koi income ka source na hoaur us person ke kuch ho jaye to puri family ke uper bhut jyada problem aa jati hai kyoki unke pas aur koi income ka resource nhi hai aur ek de se koi bhi income ka source nhi banta hai to yadi insurance hai to ek bar family ko utni amount jarur mil jati hai ki jab tak koi income ka resource na bne tab tak family ka achee se kaam chal jaye aur unko koi problem na ho.

Aur koi bhi person insurance le to itni amount ka jarur le taki uska return achaa mile. aur ydi koi job karta hai to uski to insurance lena bhut assan hai kyoki vahe apni income me se her month thodi thodi investment kar sakta hai.aur yadi job na hai toh bhi insurance lena chahiye kyoki is se hi apki family ka fature safe hai.aur bhi achii bat hai ki yadi aap apni puri family ka health or life insurance karwa le to kyoki aaj fature uncertain hai aur kuch bhi ho sakta hai isliye apko apni puri family ka insurance karwa lena chahiye.

Aur aaj health or life insurance ki facilities provide karne wali bhut si company hai. bhut achee offer provide karti hai yadi kisi person ko insurance ko karwana hai to company ka agent ghar pe jake bhut informantion deta. aur aap ghr bathe insurance policy le sakte hai apko khi pe jane ki jarurat nhi hai .

Lekin yadi apko koi bhi insurance lena hai jaise health insurance ya life insurance ya koi bhi insurance to apko ek bar internet ke uper jake ek bar sabhi company ke offer compare kar lene chahiye aur jis company se insurance karwa rahe hai uski official website pe jake sari information le aur sari condition pade ek bar kyoki agent kai bar puri bat nhi batat hai.

Aur apko insurance lene ke bad pta chlti hai to kya pta apke according na ho.isliye pahle puri information le. aur koi achii si company se insurance policy le. ao aaj hm apko kuch achee insurance plan with Claim Settlement Ratio ke sath btayenge. aap apne hisab e koi bhi plan le sakte hai.

Best Term Plans in India In 2019

Insurance Provider

Death claims received

Claim settlement ratio

Death Claims Paid

Claims Pending

LIC

7,55,901

98.33%

7,42,243

0.50%

Max Life

9,223

96.95%

8,804

0.10%

Birla Sunlife

8,436

88.45%

8,055

1.70%

Tata AIA Life

3,873

96.80%

3,659

1.00%

Star Union Daichi

1,266

80.73%

1,191

0.30%

ICICI Prulife

12,309

96.20%

11,546

0.80%

PNB MetLife

2,466

85.36%

2,290

1.50%

Bajaj Allianz

20,661

91.30%

18,978

3.00%

Kotak Mahindra Life

2,686

89.09%

2,437

3.20%

HDFC Std

12,189

95.02%

11,031

2.30%

SBI Life

14,876

93.39%

13,303

3.20%

Sahara Life

778

90.30%

700

3.60%

AegonReligare

460

95.31%

413

0.20%

Canara HSBC

576

92.99%

516

3.10%

Exide Life

3,432

89.36%

2,955

1.60%

Reliance Life

18,142

93.82%

15,211

5.80%

Future Generali

2,160

90.26%

1,808

1.80%

Aviva Life

1,690

81.97%

1,396

0.50%

Bharti AXA Life

1,112

80.02%

900

2.90%

IDBI Federal Life

1,017

84.79%

736

4.30%

India First Life

1,655

71.87%

1,195

5.00%

Shriram Life

1,960

60.24%

1,307

11.20%

DHFL Pramerica

953

83.64%

545

6.50%

Edelweiss Tokio

119

85.11%

68

5.00%

 

Uper hmne kuch achii insurance company ke nam according to the highest claim settlement ratio ke hisab se btaya hai aur puri information ke sath apko table di gyi hai aap ise assani se smaj sakte hai.

Best Term Insurance Plans in 2019 with Rider Benefits

Term Plan

Entry Age (Min-Max)

Policy Term (Min-Max)

Accidental Death Benefits

Critical Illness Benefit

Waiver of Premium

Terminal Illness

ICICI Prudential iProtect Smart 18 – 60 Years 5 – 40 years Paid N/A Free Free
HDFC Life click2Protect Plus 18-65 years 10 – 40 years Paid Paid N/A N/A
Max Life Online term Plan Plus 18-60 years 10 – 40 years Paid N/A Included N/A
Aegon Life iterm Plan 18-65 years 5 – 40 years (or upto 80 Years) Paid N/A Paid Free
PNB MetLife Mera Term plan 18-65 years 5 – 40 years Paid Paid N/A N/A
Birla Sun Life Protect @Ease Income Lump Sum 18-65 Years 5-40 years Paid Paid N/A Free
Canara HSBC OBC iSelect Lumpsum 18-70 Years 5 – 40 years Paid N/A N/A Free
Edelweiss Tokio Life TotalSecure+ 18-65 years 80 years Paid Paid Paid N/A
Future Generali Flexi Online term 18-55 years 10 – 65 years (non-smoker)- 75 years(smoker) Paid N/A N/A N/A
Aviva iLife Plan 18- 55 years 10 – 35 years N/A N/A N/A N/A
TATA AIA iraksha Supreme 18 – 70 years 10 – 40 years N/A N/A N/A N/A
IDBI Federal iSurance Flexi Lump Sum Plan 18 – 60 Years 10 – 62 years Paid Free N/A N/A
Bajaj Allianz eTouch Lumpsum 18 – 65 years 10 – 40 years Paid Paid Free N/A
SBI Life eShield Plan 18 – 65 years 5 – 30 years Paid N/A N/A N/A
LIC E-term Plan 18 – 60 years 10 – 35 years N/A N/A N/A N/A

Claim Settlement Ratio Of Term Insurance Companies In 2019

Aaj yadi koi insurance policy leta hai sari jankari le leni chahiye aur unme se jaruri jankari ya khe ki sabse major points claim settlement ratio hota hai. yani apko sabse pahle dekhna chahiye ki aap jis company se insurance le rahe hai uske andar death wale case me claim paying back kitna jladi aur assani se hota hai aur yah point kisi bhi customer ko policy lene me hlep karta hai.

Kyoki isi se hi pta chlta hai ki policy customer ke liye kitni useful hai kyoki claim settlement ratio jitna high hoga utni hi trusted company hogi aur customer uske uper utna hi trusted karnge kyoki is ratio se hi pta chlta hai ki kitna cliaim milega aur kitne time ke bad milega .

Aur Claim settlement ratios ko dekhte hue kuch achii insurance company me kuch top company jaise;- Life Insurance Corporation of India, MaxLife, Birla Sunlife, Tata AIA Life, Star Union ye top 5 company hai jinka Claim settlement ratios bhut achaa rahte hai isliye customer inke uper bhut jyada trust karte hai.

Kyoki yah company apne customer ko maximum cliam deti hai aur inki cliam ko process bhi bhut assan hai .isliye apko yadi insurance policy le to us company ka Claim settlement ratios jarur chack kar le uske bad hi insurance policy leni chahiye .

Toh hmne is artical me apko kuch achii insurance plan with Claim settlement ratios btaya hai iske andar aap term insurance plans ko compare kar sakte hai aur aap apne hisab se kuch acche Claim settlement ratios wale plan ko choose kar sakte hai aur umeed hai ki hmare dewara di gyi jankari apke kaam ayegi aur jankari achii lage to apne dosto ko bhi share kare taki unko bhi fayeda ho aur comment jarur kare.best term insurance plan in india 2019 best term insurance plan in india 2018 lic e-term insurance plan term insurance calculator best term insurance plan quora hdfc term insurance term insurance benefits max life term insurance

Leave A Reply

Your email address will not be published.