Education Loan Kaise Le Details In Hindi 2019

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Education Loan Kaise Le Details In Hindi 2019

Aaj bhut se student chahte hai ki vahe achii se achii education le lekin yah sapna kuch hi student ka pura ho pata hai kyoki aaj itni manghai hai ki kisi college ke andar education lena sabhui ki bs ki bat nhi hai.Kuch logo ke liye ye easy hota hai kyuki unke liye har tarah ki padhai karne ke liye paise hote hai but kuch logo ke pas study ke liye paise nahi hote hai or wo apni pasand ki padhai nahi kar pate hai.aur kuch student to bhut intellgent hote hai lekin paiso ki kami ke karan unka career age nhi ja pata hai lekin is problem ko dekhte hue aaj sabhi bank jaisePersonal loan, Home laon, Property loan, Car vehicle loan dete hai.

Waise hi aaj bank Education loan provide karti hai. Agar aap study fees pay nahi kar sakte hai to aap education loan le kar achhi padhai kar sakte hai. aaj koi bhi student education ke liye kisi bhi bank ke andar jake loan ke apply kar sakte hai.aur koi bhi kisi majburi ke karna apni pdhai nhi rok skega toh yadi aapko bhi education ke liye paise ki jarurat hai toh aap bhi bank se loan le sakte hai aur  yadi apko education ke liye kisi dusri country me jana hai toh bhi aap education loan le sakte hai.
Toh aaj hm apko is artical me btayenge ki aap kaise aap kisi bank se loan le sakte hai aur aap ksi bhi bank loan le sakte hai to dekhiye.

Education Loan Eligibility Criteria In Hindi

  • Education loan lene ke liye sabse pahle indian citizen honi chahiye.
  • Apka addmision desh kisi university ke andar hona chahiye.
  • Koi bhi person Higher Secondary completed  hone ke bad loan ke liye aaply kar sakta hai aur kuch bank to higer secondry se pahle bhi loan provide karte hai.
  • Reserve Bank of India ne loan ke liye koi maximum age limit fixed nhi ki hai lekin kuch bankl apne hisab se trem aur condition rakhte hai.

Courses Eligible For Educational Loans

Aaj Banks almost course ke liye loans provided karte hai lekin jo course jis institution se kiya hai.authorities or  good repute wala hona chahiye. Students can avail of loans for the following courses

  • Undergraduate degrees/diplomas and special courses.
  • Postgraduate degrees/diplomas and special courses.
  • Phds and Doctoral Programmes.

Banks specialised courses, training and diplomas ke liye bhi loan provide karta hai . lekin kisi  special ke liye amount ko increas nhi karte lekin student kisi bank se request kar sakta hai.Some of the courses include

  • Computer certificate course
  • Engineering diploma
  • Certificate courses from ITI
  • Data entry operator course
  • Nursing/Teacher Training certificate courses and B.Ed
  • Agri diploma
  • Veterinary diploma
  • Any job-oriented diploma or certificate course
  • Degree or diplomas for aeronautics, pilot training, shipping held by recognized regulatory bodies for the purpose of employment in India or abroad
  • Vocational courses run by a Government organization or departmentCourses run by State Skill Missions, State Skill Corporations, or National Skill Development Corporation

Educational Loan ke liye jaruri Documents

Desh ke andar education loan lene ke liye jaruri document.

  • Duly-filled application form.
  • 2 passport size photographs.
  • Graduation, Secondary School Certificate, or High School Certificate or mark sheets
  • KYC documents that include ID, address, and age proof.
  • Signature Proof
  • Income Proof of parents or guardian
  • If collateral is required, documentation for Immovable property, FDs, etc.

Yadi koi students kisi dusri cuntry ke andar education karne me interested hai to uske liye jaruri document.

  • Duly-filled application form.
  • 2 passport size photographs.
  • KYC Documents that include ID, residence and age proof.
  • A copy of statement of marks or certificates of last examination passed.
  • Proof of admission to the university and the course
  • Schedule of course expenses
  • If you have received a scholarship, a copy of the scholarship letter is needed.
  • Copy of Foreign Exchange permit if you have it.
  • Bank account statement for last six months of the borrower, parents or guardian.
  • Last 2 years’ Income Tax assessment of the borrower, parents or guardian.
  • For loans with collateral, the details of security offered must be furnished. You might also be required to provide an advocate’s search and report about its marketability, mortgage ability, etc.
  • Proof of the source of margin is required.

Education Loan Types

India’s education system ko dekhte hue education loan 4 type ke hote hai.

Undergraduate Education Loan:
Jin Students ne apni higher secondary education completed kar li aur age koi three or four year graduation course karna chahta hai to us student ke liye yah loan available hota hai vah student apni age ki eductaion ke liye is loan ke liya apply kar sakta hai.

Graduate education loan:
Graduate students  ke liye yah loan provide kiya jata hai yadi koi graduate students higher education ke liye paiso ki jarurat hai to vah student yah loan le sakta hai.

Career Education Loan:
Career education loan un student ke liye available jo technical schools or establishments ke andar apne interest ke hisab se koi education le rha hai.

Loans for Parents:
Yadi kisi student ke parents education se realated koi kharcha nhi utha pa rhe hai to uske liye is loan ke liye apply kar sakte hai. yah educaion se realated sare kharche ke liye available hai.

Education Loan Lene Ke Liye Kya Kya Hona Jaruri Hai

Apke andar bhut se swal ki education lene ke liye kya kya hona chahiye Main yaha aapko education loan ke bare me kuch sawal ke bare me btayenge.

1. Education loan Kis Kis Ke Liye Mil Sakta Hai:
Apko pta hai yadi education loan hai to education se related needs ke liye hi hoga education loan School, college and hostel fees, exam, big library and Leboreti fees, Books, Ikvipmet, Instuments, buy uniforms, travel expenses for studies abroad, the cost of the path, study tours, project work, thesis etc. ke liye education loan mil sakta hai.

2. Education Loan kaise Le Sakte Hai:
Apko bta de ki koi bhi bank education loan dene se pahle loan lene wle ke bare me puri information li jati hai kyoki bank education loan sirf unhi logo ko diya jata hai jo is loan wapis karne ki capacity rakhte ho. I mean ye loan sirf unhi student ko milta hai jo ise wapis  kar sake.

Education loan lene wale ke parents loan ka repayment kar sakte hai ya fir khud student ka study khatm hone ke bad loan wapis karna padta hai. Is loan ke liye aapko ek guarantor ki jarurat padti hai. Guarantor aapke partes me se koi ya aapka koi rishtedar ho sakta hai.

3. Education Loan kon kon Le Sakta Hai:
Bank dewara education loan sirf un students ko di jati hai jo aage ki padhai ya higher technical and professional courses ke liye india ya india se bahar countries me ja kar education lena chahta hai.
Bank  education loans, career-oriented courses in engineering, management, medical jaisa course karne wale student ko di jati hai. Iske alawa medical computer keet ke liye bhi loan diya jata hai.

4. Education Loan Ke liye Security
Yadi loi person 4 lakh rupees tk ke education loanleta hai uske uper koi security nahi lagti hai. Agar aa four lakh se bhi jyada loan le rahe ho to aapko security ki jarurat padegi. Mostly, Aap maa baap Iske bare me bank me bat kar sakte hai ya fir aap bank ja kar iske bare me achhe se bat kar iske bare me pata kar le

5. Repayment moratorium:
Yadi aap education loan lete hai toh apko ek bat dhyan deni chahiye Kuch banks study khatm hone ke ek year bad ya aapki job lagne tak repayment moratorium provide karti hai. So iske bare me aap bank me ja kar pata kar le. Aesi service dene wali banks se hi loan lena chahiye.
Kyoki yadi aap loan lete hai to apko loan ek dem se payoff karne ki jarurat nhi hoti hai. app apni income ke hisab dhire dhire se loan ki amount puri ho jaye.
6. Education Loan Kis Kis Course Ke Liye Provide Hai;
India me XII schooling, graduation, post graduation, Ph.D., Engineering, Medical, Agriculture, Law, Dental, Management, Computer, Computer courses of reputed institutes accredited, Aiseedbyue, CA etc. jaise courses ke liye education loan le sakte hai.

Agar aap othe country me study karte hai to aap Job oriented professional or technical courses of the prestigious university, graduation, post graduation, MCA, MBA, MS course par bhi loan le sakte hai.

7.  Education Loan Lene Par Kitni Processing Fees Lagti hai:
Yadi aap education loan lena chahte hai toh bahut bar bank members aapse processing fees ke name se kuch paise vasool kar lete hai, Jo ki galat baat hai. Bank loan apply karne ki processing ke liye koi charge nahi leti hai. So aap iske bare me already kisi banks me kaam karne wale members se pata kar le.

Toh yadi aap bhi khi achii education lena chahte hai aur paiso ki kami hai toh aap education le sakte hai hmne is artical me bhut si jankari di hai aap kisi bhi bank se loan le sakte hai jaise ;  how to take education loan from bank of india  how to take education loan from bank of india  how to take education loan from sbi bank  how to take education loan from hdfc bank  how to get study loan from bank  how to get education loan from canara bank  how to get education loan from sbi bank  how to get education loan from indian bank  how to get education loan from central bank of india  how to get education loan from union bank  how to get education loan from syndicate bank  how to take education loan from bank

Is post me aapko sbi education loan details in hindi education loan kitna mil sakta hai education loan maaf education loan mafi yojna marksheet loan sbi in hindi sbi 10th marksheet loan hindi bank se loan kaise le in hindi education loan process .Toh umeed  hai ki hmare dewara di gyi jankari apke kaam ayegi yadi jankari achii lage toh apne dosto ko bhi shae kare aur comment kare.

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