Insurance Kya Hota Hai Iske Kya Fayde Aur Nuksan

Insurance Kya Hota Hai Iske Kya Fayde Aur Nuksan

Bahut Se log Apna insurance Karate Hai. Jisme alag alag Prakar ke hote hai. Kai bar Agar aap ne Dekha Hoga. Ki unke agent bhi aapko Insurance karvane par jor dete hai. Ki aap Insurance karva lijiye Aapka yah fayda hai. Aapka vo fayda hai. To aaj is article me hum aapko batayenge ki Insurance kya hai.Or kitne Prakar ke Hote Hai. Kon Sa Insurance aapko karwana chahiye. Or iske fayde or nuksaan kya hai.

1. Insurance Kya Hai
2. Insurance Ke Parkar

3. Insurance Ke Fayde
4. Insurance Ke Nuksan
Insurance ki Jankari

1 Insurance Kya Hai

Agar simple bhasa me kahe to insurance ka matlab Hai. Ki Kisi company ke dwara Aapke huye nuksaan Insuranceri durgatna ya death ke uper aapko ya aapki family ko Compensation dene Ki guarantee insurance yani Insurance ka sidha matlab hota hai. Aapke me kisi bhi nuksan ki bharpai karna. Jaise Agar aapne Apna Life Insurance karna hai. Or Aap ke saath Koi durgatna Ho Jati Hai. To life insurance company aapko aap ke nuksan ki bhrpai karti hai. Jisme Disabled hone par death hone par ya koi simple durgatna hone par aapko kuch payment di jati hai. Jo ki aapki insurance policy par depend karti hai.

Aajkal har ek cheej ka Insurance hone laga hai. Or har ek cheej ki alag alag policy hoti hai. Jisme yah bataya jata hai. Ki aapko nuksan hone par kitna Compensation diya jayega. Yah sab kuch policy ke hisab se btaya jata hai. Agar aap alag alag insurance or uski company ke plan check karna chahte hai. To aap policybazar.com par kisi bhi company ke insurance plan ko dekh sakte hai. Or unko dusri company se Compare bhi kar sakte hai.

Insurance Ke Parkar

Insurance bahut Prakar ke hote hai. Or Sabhi Ke Palan or policy alag alag Hoti Hai. Sabhi Prakar ke insurance ka matlab Ek Jaisa nahi hota Unme kuch na kuch condition alag hoti hai. Jinko aapko follow karna hota hai. Yanha ham aapko kuch Insurance ke bare me bata rahe hai.

Life Insurance Scheme

Isko Hum English me Life Insurance bhi Kehte Hai. Jo Bhi person yah policy karwata hai. Uske died hone par uski family ya Jo usne Nominee Chuna hai. Usko Uske claim ki payment rule ke anusar Uske policy Ke hisab Se Di Jati Hai. Is Tarah Ki policy log apni famliy liye hi karwate hai. Taki kuch ho jata hai. To unki family ko kuch payment mil jaye. Jinse vah apni life aaram se bita sake.

Medical Or Health Insurance Scheme

Is Prakar ki insurance plan Mein Ek limited payment Jama kar jati hai. Or Agar us Aadmi Ko koi disease
Ho Jati Hai.To uska sara kharcha Medicines kharcha ,operation kharcha vah sabhi kharcha insurance company us aadmi ke liye deti hai. Yah policy bahut hi jaruri hai. Kyonki kisi bhi aadmi ki health har saal kabhi na kabhi kharab ho hi jati hai. To is tarah ki policy me company har saal Regular checkup ka bhi kharcha deti hai. Aajkal khane -pine ki vajah se health kharab hona aam bat hai. Or agar aapke pass health insurance policy hai. To aap apne Medical ke kharche se bach sakte hai.

Auto Insurance Scheme

Aaj lagbhag Har kisi ke paas motorcycle Ya Koi Na Koi Aisa Resources Mil Jayega Jiska policy karna bahut jaruri Hota Hai. Agar aap ki gaadi ka accident ho jata hai. YA aapki gaadi chori ho jati hai. To us time par insurance company aapko apni gaadi thick karane or ab durgatna ke kharche ko pura karne ke liye Claim deti hai. Kuch gaadiyo ke liye Insurance scheme 3rd party bhi ki jati hai. Jisme gaadi chalane wale driver ya paidal chalne logo ko insurance claim kar sakte hai. Yah bime bahut hi jaruri hai. Kyonki ham itna hard work kar ke paise kama kar koi gaadi kharidte hai. Or agar koi durgatna ho jati hai. To uske thick karne ke liye aapko alag se paise chahiye Or agar aapne apni gaadi ka Insurance karwaya hai. To uska paise Insurance company se le sakte hai.

Home Insurance

Home Insurance me aapke ghar ki building or aapke Saman ke anusar policy Banai Jati Hai. Isme Insurance Company ghar or saman Dono cheejo ke Kharab ya Kisi Prakar Ki durgatna Hone par aap ko claim Deti Hai. Isme Ghar Me fire Lag Jane ya Koi other durgatna hone ya phir saman chori ho jane ya kisi bhi parkar ki durgatna me aapko company claim deti hai.

Travel Insurance

Agar aap jyadatar traveling karte hai. Jyadatar apni family ke sath kahi roam par chle jate hai. To travel insurance karwana bahut hi jaruri hai. Agar maan lo aapke kisi traveling par jana Cancell ho jata hai. Ya travel ki time koi durgatna ho jati hai. To aapko insurance company aapke nuksan ke liye aapko paise deti hai.

Crop Insurance

Yah Insurance special kisano ke liye banaya gaya hai. Or isko kisano ko har crop par karwana chahiye. Kyonki mausam ka kabhi barosa nahi hota hai. Ki kab aapki crop par aapatti aa jaye. Agar aap apni crop ka Insurance karva lete hai. To aap bina koi chinta kiye kheti kar sakte hai. Agar baris nahi hui to ya kisi karan aap ki crop kharab ho jati hai. To insurance company aapke nuksan ki bharpai karti hai.

Pet Insurance

Yah Bhima aap apne Kisi bhi ghar ke janwar ka karwa sakte hai. Manlo agar aap Cow or buffalo rakhte hai. TO unka Insurance bhi karva sakte hai. Maan lo aap koi dog rakhte hai. To aap uska bhi Insurance karva sakte hai.
Iske alawa Political risk insurance bhi kiya jata hai. Jo ki ek Insurance ka parkar hai. Or ek Marriage insurance bhi hota hai. Jisme sadi ke liye Insurance diya jata hai. Or iske alawa Direct insurance yah sabhi parkar hai.

Insurance Ke Fayde

  • Aap Kisi bhi Prakar ka Insurance karwate hai. To aapko kuch payment company policy Dani hoti hai. Taki aap ke nuksaan hone par Apne policy ke sabse aapki barpai kar sake.
  • Is Se aap Kisi bhi cheej ka insurance kara sakte hai. Agar maan lo aapki Koi cheej kharab ho jati hai. To aap Uske nuksan ki barpai kar sakte hain.
  • Agar maan lo Aap Ki Kisi durgatna me death ho jati hai. Or aapki family ke paas Koi Kami Ka jariya nahi hota hai. To iske liye aap insurance bahut jyada help karta hai.
  • Agar maan lo aap bike ya kisi gadi ka istemal karte hai. Uska koi accident ho jata hai.To traffic police is i puri barpai Karti hai. Lekin isme do Prakar ke insurance Hote Hai. Ek 3rd party Insurance or dusra full party insurance 3rd party me aapko aapki gaadi ki tut fut ke nuksan ki barpai nahi ki jati hai. Agar aap full party Insurance ka istemal karte hai. To aapko gaadi ki tut fut or pura kharcha Insurance company deti hai.
  • Is tarah ke bahut se insurance ke fayde hai. Ki agar aapke kisi bhi cheej ka nuksan hota hai. To aap uski barpai company se le sakte hai.
  • Policy loan income tax free Hota Hai.

Insurance Ke Nuksan

  • policy holder ko policy khatam hone par paise dene padte hai. Jis se ki us policy ka laabh utha sake.
  • Agar maanlo aap ko policy surrender karna chahte hai. To usme aap ko Apne Jama ki gyi payment se bahut kam paise Milte Hai. Or Is Tarah Ke rule regular aapko Unki policy Me Mil Jayenge.
  • Life insurance ka aap laabh payenge. Kyonki isme koi return payment nahi hoti hai. Or agar aapki death ho jati hai. Yah To yah sara paise aapki family ya aapke Nominee ko diya jata hai.
  • Agar maan lo aap medical insurance karwaya hai. Yah aapko har saal karwana padta hai. Or agar aap Sick nahi hote hai. To us condition me aapke paise policy company bina kisi claim ke vapias nahi karti hai.

Waise insurance karwana bahut achi baat hai. Agar aap Jyada paise kharch nahi kar pa rahe hai. To aap ko choda insurance bhi karwa sakte hai. Lekin agar aap Kisi bhi gadi ya two-wheeler ka istemal karte hai.To aapko insurance jarur karwana chahiye. Or kam se kam aap apni gaadi ka insurance jarur karva lena chahiye.

Agar aapko iske bare me kuch or jnana hai. To aap policybazar.com par aap kisi bhi plan ko dekh sakte hai. Ki aapke premium hisab se aap par konsa plan Sahi Rahega. Or agar aap ko kuch or iske baare me Jankari chahiye to Aap niche Hamare comment box me likh sakte hai.

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