Post Office Saving Scheme in Hindi

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Post Office Saving Scheme in Hindi

Yadi aap investment karne ki soch rahe hai.. aur ek safe jagh investment karna chahte hai toh aap post  office saving scheme me investment kar sakte hai.Post offices scheme ek aisa scheme hai  indian govt. khud chalati hai.  isliye Post offices scheme ek bahut hi safe investment plan hai jaha par aapko kisi bhi prakar ka koi bhi risk nahi hota hai. post offices ke dwara customer ko different type ki scheme  di jati hai jiske dwara  customer ko achaa return milta hai isliye customer is se satisfied hai aur bhut se log iske andar investment karte hai

Post offices scheme Ek bahut hi  safe aur purana investment plan hai aur india me bahut se aise log hai jo apne paise ko post offices me invest karte hai. Agar aap bhi post offices me invest karna cahte hai to aap bina kisi risk ke isme invest kar sakte hai.  aur post office saving scheme ke andar different type ki scheme ke andar different type ki facilities milti hai . toh yadi koi investor iske anddar investment karna chahta hai toh use pahle sari type ki scheme ke bare me achii trah se informaion le le. kyoki kuch investor bina kisi jankari ke investment karte hai. jis se bad me unhe problem hoti hai. toh yadi aap post office scheme ke andar investment karna chahte ho toh apko kuch achiii post saving scheme ke bare btayenge jis se aap apne hisab se koi bhi scheme ko choose kar sakte hai.

Post Office Saving Scheme in Hindi

1. Post Office Monthly Income Plan

Monthly Income Plan ek safe and secure monthly income plan hai. aur yah  retired employees aur senior citizens ke best investment plan hai. aur yah ek 5 years plan hai.Post Office Monthly Plan me aapko apne dwara choose kiye gaye plan ke hisab se har mahine paisa jama karna hota hai. Aapko 5 saal tak har mahine paisa jama karna hota hai. Post Office Monthly Plan me aapko 8.5% rate of interest ke hisab se interest milta hai . Post Office Monthly Plan me aap  1500 rs ka aur adhik se adhik 4 laakh ka plan choose kar sakte hai. yadi aap Post Office Monthly Plan apke fature protection ke liye ek best saving option hai.

Post Office Monthly Plan me 8.5%  interest rate ke hisab se ahaa return le sakte ho. iss plan ka maturity period five years aur iske andar direct credit of auto credit investor ka option bhi miltta hai .islye yadi aap ek safe investment option ko find kar rahe hai toh. aap iske andar investment kar sakte hai . yah  ek safe aur risk free investment option hai.

2. Office Time Deposit Scheme (TD)

Office Time Deposit Scheme me ek person ya kisi do adult ke dewara account open kiya jata hai .yah deposit scheme a years ,2 years , ya 5 years ke liye ho sakti hai.aur iske andar rate interest bhi alag alag hoti hai. 7.7%, 7.8%, 8.4%, 8.5  years ke hisab se milti hai hai aur apko bta de ki iske andar yadi aap 5 years plan lete ho to apko achaa benifit hoga kyoki iske andsar apko income act.1961 ke sec. 80C ke under TD me achaa benifit milta hai. agar apka account 1,2,3, ya 5 years me minimum investment Rs. 200 tak investment kar sakte hai. aur maximum ke uper koi limit nhi hai.

3. Post office Savings Account Ya Daak Ghar Bachat Khata

Jiss prakar se aap kisi bank me savings account hota hai. usi parkar aap Post Office me bhi apna  saving acount open karke usme paise jama kar sakte hai. Jiss parkar se aapke dwara jama kiye gaye paise par bank interest deti hai thik usi parkar se Post Office bhi aapke dwara deposit kiye gaye paise par achii interest  deti hai. Post Office ke acount  me apko 4% intrest of rate se interest milta hai.

Koi bhi person bilkul easy se apna Post Office saving account open karke apne paise par 4% ka inerest paa sakta hai. aur yah bilkul risk free investment option hai . aur apko iske andar deposit karna me koi problem bhi nhi hogi .

4. National Savings Certificate

Yah scheme govt. job kane wale employee ke liye ek best saving option hai..yah bnaya hi govt. employee ,marchant , aur dusre salaried person ke liye hai. iske andar maximum deposit ke uper koi limit nhi hai aur isme koi tax me chut nhi milti hai. aur aap iss certificate koi bank se loan lene ke liye istemal kar sakte ho. aur isme apki investment ko bilkul safe rakha jata hai aur yadi aap isme 1 lakh se uper investment karte ho to tax me chut milti hai.

5. Public Providence Fund Account

Public Providence Fund Acount ek  best Post Office saving scheme hai. Yah kisi salaried person ya kisi businessmen dono ke liye long time  best investment plan hai. Public Providence Fund Acount me aap 1,00,000 per year tak invest kar sakte hai. yadi aap Public Providence Fund Acount ke tahat har saal aap 1,00,000 ka invement karte hai to 80C tax maaf hota hota hai. Public Providence Fund Acount ki ye scheme 15year ke liye hai. Yadi aap ek badiya aur long term investment ke bare me planing kar rahe hai to uss condition me Public Providence Fund Acount aapke liye ek perfect option hai. yadi aap isme apne paise ko invest karte hai to isme aapko long time tak fayda milega.

6. Senior Citizen Savings Scheme (SCSS) Account

Senior Citizen Savings Scheme (SCSS) Account un person ke liye hai jinki age 60 years hai . aur jinki age 60 years hai unke liye yah ek khas facilities hai . unke liye yah voluntary retirement plan hai. aur Defense Services me kamm karne wale person ke liye koi age limit nhi hoti hai.yah account 3 month ke andar open karwana padta hai. aur isme income tax act ke sec. 80c ke under tax me bhi chut milti hai. Monthly Income Scheme (MIS) and Senior Citizen Savings Scheme (SCSS) me achaa interet benifit milta hai. toh yadi aapki age 60 tak hai toh aap ise scheme ka fayeda utha sakte ho. iske andar safe investment kar sakte hai.

Toh yadi apke men me post office saving scheme me investment karne ki aai hai toh apke sath hmne kuch achee plan share kare hai aap apne hisab se choose kar sakte hai.

Hme umeed hai ki hmare devara btai gyi Post Office Saving Scheme ke bare me jankari apke kaam ayegi .or yadi jankari achi lge to share kare or yadi kuch puchna ho to comment kare.

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