Pradhan Mantri Jeevan Jyoti Bima Yojana Details In Hindi

0

Pradhan Mantri Jeevan Jyoti Bima Yojana Details In Hindi

Abhi tak central government of India ne bhut si yojana launch ki hai jo logo ke liye bhut benifit wali rahi hai aur low income section of society ko upr lane ke liye bhut try kar rahi hai kyoki  central government of India chahti hai ki sabhi areas develop ho aur koi bhi BPL ke under na aye. aur iske liye central government of India ne urben areas ko develop karne ki sochi hai isliye central government of India ne pichle dino Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) ko lunch kiya hai  aur yah ek new life insurance scheme hai .

Aur yah yojana bhi  poor and low income section of society ke growth ke liye launch ki gyi hai aur is yojana ke bare me sabse pahle Finance Minister Arun Jaitley ne 2015 ke budget me bataya gya aur 9th May ke din Kolkata se Prime Minister Narendra Modi dewara ise launch kiya gya,.is yojana ke under yadi policy ke bich me policyholder ki death ho jati hai to uski family ko central government  ki aur se 2 lakhs ki amount provide ki jayegi aur  Pradhan Mantri Jeevan Jyoti Bima Yojana kewal 1 se 50 years tak ki age tak  hi is yojana ka benifit le sakte hai.Aur Pradhan Mantri Jeevan Jyoti Bima Yojana life insurance coverage provide karte haiaur  aur is policy ke

andar 330 pr years premium ke sath 2 lakh tak ki life coverage milti hai. aur thodi si investment me achii amount ka insurance milta hai aur koi bhi person ise differnt bank account ke through is policy ko le sakta hai.aur yah yojana is liye chlai gyi kyoki May 2015, me ek survay se pta lgaya gya ki india ke andar total population ka kawel 20% part hi life insurance policy le rakhi hai jo duniya me bhut kam hai isliye govt. ne is data ko improve karne ke liye is yojana ko launch kiya gya .Aur is yojana ko age le jane ke liye aur logo tak phuchane ke liye india ke bhut

se bank or LIC jaise bhut si financial company ke bhut bada hath hai. isliye sabhi logo ko apne ya apni family ke liye is yojana ke through acount open karwana chahiye aur is yojana ka benifit lena chahiye . to aaj hm apko iske kuch feature aur benifit ke bare me btayenge jis se yadi aap yah yojana le to apko sab kuch pta ho pahle se.

LIC’s ‘Jeevan Arogya’ Insurance Plan Details In Hindi

Atal Pension Yojna Ki Jankari Hindi Me

Features of Pradhan Mantri Jeevan Jyoti Bima Yojana

  1. Yah policy 1 year.ke liye life coverage provides karti hai.
  2. Policyholder every year policy ko renew kar sakta hai.
  3. Aur policyholder apne hisab se kbhi is policy ko chod ke ja sakta hai aur kbhi policy ko rejoin kar sakta hai.
  4. policy maximum Rs2 lakh ka insurance provide karta hai.
  5. Other term insurance policy se compare kare to iske andar primium ki payment bhut kam hai.
  6. Is policy ke andar claim settlement process  very simple and subscriber friendly hai
  7. Is policy ke andar kai case me death benefit nhi diya jata hai. jaise;-
  • Policyholder ki age 55 years se jyada hai.
  • Policy holder ka incurance differents bank account se kiya jata hai.
  • Inadequate balance in saving bank account.

Pradhan Mantri Jan Dhan Yojana (PMJDY) In Hindi

LIC health Insurance Plan Details in Hindi

Benefits Of Pradhan Mantri Jeevan Jyoti Bima Yojana

1.  Low investment;-
Is policy ki sabse khas bat yhi hai ki iske andar thodi si investment ke sath achii insurance coverage milti hai .iske  andar  330 pr years premium ke sath 2 lakh tak ki life coverage milti hai

2. Death Benefit;-
Yadi PMJJBY ke under koi person policy leta hai. aur policyholder ki policy ke bich me hi death ho jati hai to uski family ko Rs2,00,000 tak ki beneficiary milti hai.

3. Maturity Benefit;-
PMJJBY ek pure term insurance plan hai isliye iske andar koi maturity or surrender benefitffer nhi kiye jate hai.4.

Tax Benefit;- 
Is policy ke nadar policyholder dewara jo premium provide kiya jata hai uske uper tax deduction  milti hai under section 80C of Income Tax Act aur yadi insurance holder 15 G/15 H for, sumit nhi karata hai to 1,00,000 rupee tak 2% tax lagta hai.

Risk Coverage;-
PMJJBY 1 year risk coverage provides karti hai. aur yah ek  renewable policy hai. to isko yearly renewed kiya ja sakta hai.

Pradhan Mantri Jeevan Jyoti Bima Yojana

Eligibility Criteria in Hindi

  1. Any person jo bhi 18 se 50 years tak ki age tak hai koi bhi is yojana ka benifit le sakte hai . kisi bhi bank ke through is scheme se jud sakte hai.
  2. Aap kisi bhi different account se is scheme se nhi  jud sakte hai aap sirf saving account ke through hi is scheme se jud sakte hai.
  3. Yadi koi person is yojana se judna chahte hai to pahle uske account ke sath uska adhaar card number link hona chahiye.
  4. Koi bhi person 31st August 2015- 30th November 2015  ke bad policy lena chahta hai usko self-attested medical certificate bhi submit karwana padega .

Policy Details

Entry Age Minimum Maximum
18 years 50 years
Maximum maturity age 55 years
Policy Term 1 years( Renewable yearly)
Sum Assured Rs2,00,000
Premium amount Rs330(inclusive of Rs41 towards administrative charges)
Lien period 45 days from the enrolment date into the scheme

LIC health Insurance Plan Details in Hindi

Pradhan Mantri Jeevan Jyoti Bima Yojana  Registration Time

Yadi koi bhi person is policy ka benifit lena chahta hai to apko bta du ki is policy ke under coverage 1 June se 31 May tak ki hoti hai.to is jojana se judne wale person 31st may se pahle registration karwan padega aap kisi bhi bank ke through is yojana se jud sakte hai. lekin yadi kisis reason se aap 31st May tak registration na karwa paaye to koi problem nhi hai aap 31st Aug. tak regisration karwa sakte hai.Lekin apko coverage kawel 31st May

tak hi milegi.aur apko next years 31st May ki policy renew karwani padegi. aur apko medical certificate bhi submit karwana padega. isliye apko pahle registration karwane ki jarurat hai.

Pradhan Mantri Jeevan Jyoti Bima Yojana ke liye kaise Apply Kar Sakte Hai

Pradhan Mantri Jeevan Jyoti Bima Yojana ke apply karna chahte hai to apko bta du ki yah bhut assan hai sabse pahle apko bta deta hu ki aap jis account ke through ke yah policy lena chahte hai vah adhaar card se link hona chahiye. aur fir aap kisi bhi bank me jake  Pradhan Mantri Jeevan Jyoti Bima Yojana ke liye form bhre aur sari deatils fufill kare aur aur submit kare aur aap is yojana ka benifit le sakte hai .

Aap is policy ke liye online apply kar sakte hai aur apko online appliy karne ke liye http://www.jansuraksha.gov.in ya http://financialservices.gov.in   website pe jake information le sakte hai aur appky kar sakte hai aur yadi apko form download karna hai to aap http://www.jansuraksha.gov.in/FORMS-PMJJBY.aspx se PMJBY ka form download  kar sakte hai. aur apko aur jyada information chahiye to aap toolfree number pe call kar sakte hai jo niche diya gya hai.
Toll Free Number:  1800-110-001 / 1800-180-1111

Health Insurance Plan Ki Janakri in Hindi

Pradhan Mantri Jeevan Jyoti Bima Yojana Premium Amount

Yadi koi Pradhan Mantri Jeevan Jyoti Bima Yojana lena chata hai to jaise hmne uper btaya ki is yojana ki premium ki amount Rs.330 pr. years rakhi gyi hai. is amount ko monthly calculate kiya jaye to yah Rs. 27.50 per month hoti hai. aur day ke hisab se dekhe to 1 rupiye se bhi kam padta hai.

Aur policyholder ke saving account me paise hai to premium ki amount policyholder ke account se auto debit ke through 31st May ko kat li jati hai.kyoki iske andar auto debit ka option milta hai.

LIC Fixed Deposit Plan In Hindi In 2017

Termination Of Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana  ke andar kai bari policyholder ki terminate kar diya jata hai uske kai reason ho sakte hai jaise ;-

  • Yadi policyholder ki age 55 years se over ho jati hai to policyholder is yojana ka benifit nhi le sakte hai.
  • Yadi  kisi policyholder ne apna saving account band kar diya ya  uske acount me premium  ko bhrne ke liye sufficient amount na rahe to policyholder ko policy se terminate kar diya jayega.
  • Yadi policyholder ne policy holder ne policy kisi insurance company se li hai to insurance company ko 30 June tak premium ki payment na karne par policyholder ko terminate kar diya jayega.
  • Aur Pradhan Mantri Jeevan Jyoti Bima Yojana ke ek se jyada acount open karne par bhi policy se terminate kiya ja sakta hai.

Fixed Deposit Kya Hota Hai SBI Fixed Deposit Plan In Hindi

Toh hmne is post me apko Pradhan Mantri Jeevan Jyoti Bima Yojana ke bare me sari jankari di hai hindi me jaise Pradhan Mantri Jeevan Jyoti Bima Yojana ke feature ,iske benifit  aur bhi bhut si jankari apko di hai aur apko is yojana ka benifit lena chahiye aur apko jankari achii lage to apne dosto ko bhi share kare aur comment kare.

Leave A Reply

Your email address will not be published.