Savings Account Gold Monetization Scheme Details In Hindi

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Savings Account Gold Monetization Scheme Details In Hindi

India gold business ke liye ek best market hai kyoki india ke andar gold bhut jyada consumers hai isliye din bhar me india ke andar gold ka bhut business kiya jata hai aur india ke andar gold ki bhut kmi hai isliye india ke andar 95% gold bhar dusri country se export kiya jata hai.aur india ke andar itne gold export kiya jata hai ki india duniya kya dusra sabse jyada export karne wala aur consume karne wala desh hai.

Yah dekhte hue indian government ne ek scheme ko launch kiya jiska naam Gold Monetization Scheme hai isko Gold Deposit Scheme bhi khate hai aur yah Government of India,dewara  budget of 2015-16 announced  ki gyi thi aur scheme 5 November 2015 ko launch ki gyi thi ise scheme ka purpose tha india ke andar jo 20000 tonnes gold household ya  kisi dusri jgah stock kiya hai uska istemal kiya ja sake aur jis se gold ke import ko kam kiya ja sake.

Gold Monetization Scheme ke under koi bhi indian person apne gold ko Gold Monetization Scheme Savings Account me deposit kar sakta hai. aur us gold ke uper interest milta hai yah interest rate central government dewara decide ki jati hai iske andar koi bhi person minimum 30 gram gold deposit kar sakta hai aur maximum ki koi limit nhi hai aur iske uper milne wale interest ke uper koi bhi tax nhi lagta hai.

Savings Account Gold Monetization Scheme Ka Purpose

  • Gold ki demand ko pura karna aur gold ke import ko kam karna.
  • Aur india ke andar jo household ya kisi bhi other organization ke andar gold stock hai uska istemal karna taki gold import kam kiya ja sake.

PM’s 3 Gold Schemes Ke Bare Me Kuch Fact

Indian government ne 3 type ki gold scheme ko launch kiya jaise; Gold Monetization Scheme, Sovereign Gold Bond,Gold Coins aur sabhi ke alag alag fact hai jaise;
Gold Monetization Scheme:

  • Ise scheme ke under yadi aap gold deposit karwate hai toh uske uper 2.50 percent ke hisab se interest milta hai .
  • Medium aur Long Term Government Deposit (MLTGD) ke under 2.25 percent and 2.20 percent Rate ke hisab se interest milta hai.
  • Medium Term ke under Five to seven years ka period hota hai aur Long Term Government Deposit  twelve to fifteen years ka period hota hai.
  • MLTGD ke under gold deposit karne ke liye indian government ne kuch hi bank ko  recognize kiya hai.

Sovereign Gold Bond:

  • Yah RBI dewara issue Sovereign gold bonds ke price INR 2684 per gram hai.
  • Yah 5, 10, 50 and 100 grams denominations  me issue kiye jate hai.
  • 5th to 20th November tak Bond applications liye jayenge aur jis din 26 din pure ho jate hai us din issue kiye jate hai.
  •  Bonds ka use  loan security ke liye kiya jata hai
  • RBI ke Guided ke under time to time gold ko loan ke equal karna padta hai.
  • Aur is scheme ka profit lene ke liye customer ke pas Resident proof and ID proof documents like Voter ID, Passport, Aadhaar Card, PAN or TAN Card or Driving License hone chahiye .
  • Aur Income Tax Act, 1961 (43 of 1961) ke under gold boand ke uper milne wala interest taxable hoga.

Gold Coins:

  •  Isme 5 aur 10 grams or 20 gram ke gold coin available hai.
  • Aur 15,000 coins 5gm  ke aur 20,000 coins 10 gm aur 3750 gold ingots MMTC offices se liye ja sakte hai.

Gold Savings Account Starting Ki Process Step-By-Step

  • Sabse pahle aap  kisi Centre se apne gold ki purity certificate banwaye.
  • Iske bad kisi bank ke andar jo gold saving account ki facilities provide karta hai uske andar Submit karwaye.
  • Uske bad bank kuch document mange wo submite karwaye aur bank apka gold saving account open kar dega .
  • Account open hone ke bad gold ko chack karke sidhe account me transfer kar diya jata hai.

Gold Savings Account Ke Uper Interest kaise Pay Kiya Jata Hai

Gold saving account me customer ko bank ke dewara inetrest provide kiya jata hai aur customer ko interest 1 ya 2 month ke bad milna start hota hai aur customer ke interest  ko payable principal ke sath gold me lga diya jata hai. For example;- koi customer gold saving account me  500 grams gold deposit karta hai. toh jo uske uper interest banta hai usko gold ke andar add kiya jata hai aur period pura hone ke bad jab usko gold provide kiya jata hai toh use 1% interest ke sath  505 grams gold provide kiya jata hai.

Refiners ke liye Gold Ko Transfer Ke Liye Process

  • Refineries; Sabse pahle gold ko refineries ke andar refine ke liye bheja jata hai aur india ke andar 32 refineries hai aur bhut si refineries  NABL recognized labs btati hai.
  • Gold ko refiners ke bad sidha bank lockers me bheja jata hai.
  • Gold ke refine ki fees bank dewara pay ki jati hai.

Jewelry Business Ke Liye Loan Process

Yadi koi bhi person jewelry ka business karna chahte toh uske liye bhi government loan provide karti hai yadi aap bhi ek jewelry ka business karna chahte to loan ke liye process niche di gyi hai step by step;-

  • Sabse pahle aap Gold Loan Account open kare.
  • Uske bad refiners se gold ka Distribution kare.
  • Uske bad bank sabkuch chack karke Gold Loan Account ki process chlu kar deta hai.

Toh yadi aap Gold Monetization Scheme ke under gold deposit karwate hai toh apko uske bhut se benifit milte hai kyoki bhut se logo ke ghr me bhut sa gold pda rhta hai jo kaam bhi nhi ata hai aur ghr me itna safe bhi nhi  hota hai isliye gold saving account me deposit karwate hai toh uska achaa interest bhi milta hai aur gold safe bhi rahta hai.

Toh aap yadi ise scheme ka benifit lena chahte hai hmne ise scheme ke bare me bhut si jankari provide ki hai jaise; gold monetisation scheme ,gold monetisation scheme details ,gold monetisation scheme wikipedia ,gold monetization scheme 2017 ,gold monetisation scheme banks ,gold monetisation scheme interest rate ,what is gold monetization scheme etc Umeed hai hmare dewara di gyi jankari apke kaam ayegi aur jankari achii lage toh apne dosto ko bhi share kare aur comment kare.

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